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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Is it permissible for a debtor who is able to pay to request a delay in the time of payment, or is this a form of stalling?

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Question:
May Allah reward you. The questioner also says: If the creditor and the debtor have set a time for payment, and when the due date arrives the debtor asks the creditor to extend the deadline despite his ability to pay, is this considered the stalling of a wealthy person?

Answer:
If the one to whom the debt is owed permits it, then this is not the stalling of a wealthy person. However, if he does not permit it and the debtor still demands it, then this is the stalling of a wealthy person, which is an injustice that exposes one to public censure and punishment, as the Prophet (peace and blessings be upon him) said. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، هل يجوز للمدين القادر على السداد طلب تأخير وقت السداد أم أن هذا من المماطلة؟ الشيخ صالح الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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