What is the ruling on one who does not seek a fatwa from the scholars for fear that they will rule against his intention?

Question:
He says: Honorable Shaykh, may Allah grant you success, some people get involved in certain financial transactions and do not like to ask the scholars for fear that the mufti will say this transaction is forbidden. Therefore, they do not ask and consider asking to be excessive strictness. Perhaps they cite as evidence that when 'Umarah bint Rawhah returned her husband to the Messenger (peace and blessings be upon him), the opposite of her intention occurred, and if she had not asked, her son would have received what was given to him. Is this correct?

Answer:
This is a reversal of understanding, may Allah protect us from it. The story of 'Amirah does not involve buying and selling; it involves a gift and a donation. There is no buying and selling in it. As for the one who says, "Do not ask about buying and selling; deal in buying and selling even if it is not permissible, even if there is riba (usury or interest); do not ask," this person is either severely ignorant or misguided, may Allah protect us from it. It is not obligatory to ask about buying and selling, rentals, and such things; it is obligatory. As for the story of 'Umarah, it is about a gift. There is a great difference between a gift and a donation. Yes.