Is it permissible to participate in health insurance?
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on health insurance? And is it permissible to participate in it?
Answer:
Insurance in all its forms is not permissible; because it is commercial; because its aim is investment and trade, so they trade in sickness, and the treatment of the sick. This is not permissible. But if they establish a charitable association and treat the sick from it, that is good. As for them establishing an association for investment, treating the sick, and taking amounts and profits, this is not permissible. Yes.
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on health insurance? And is it permissible to participate in it?
Answer:
Insurance in all its forms is not permissible; because it is commercial; because its aim is investment and trade, so they trade in sickness, and the treatment of the sick. This is not permissible. But if they establish a charitable association and treat the sick from it, that is good. As for them establishing an association for investment, treating the sick, and taking amounts and profits, this is not permissible. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [1297 -2802] هل يجوز الاشتراك في التأمين الصحي؟ — youtube.com
The Arabic text is a machine transcription of the audio recording.