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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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What is the ruling on withdrawing money in a different currency via an ATM?

Machine translationRead the Arabic original
Question:
We say: Honorable Shaykh, may Allah grant you success, what is the ruling on withdrawing money via an ATM if it is from another country and in a different currency? If the money is present in the ATM, but how does he withdraw it? Does he have a right in the bank? Does he have a balance, meaning he withdraws from it?

Answer:
He has his balance, he has his balance from which he withdraws. Is he given a choice between the riyal and the dollar? No, he withdraws from his balance in the same currency as his balance. As for if he withdraws in a currency different from his balance, then this is currency exchange, yes.
Source قناة «العلامة الدكتور صالح الفوزان»، [1302 -2802] حكم سحب النقود بعملة أخرى عن طريق الصراف الآلي؟ — youtube.com

The Arabic text is a machine transcription of the audio recording.

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