Is it permissible to borrow from a person or to use tawarruq (a commodity sale used to obtain cash) for the purpose of marriage?
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Question:
May Allah reward you, Your Eminence, father. The questioner says: I am about to get married, and I have found someone who will lend me money, but I fear that I will be burdened by his favor. Is it permissible for me in such a situation to resort to tawarruq, or is it better for me to be scrupulous and avoid this transaction and be patient? I should mention that I fear for myself regarding sins if my marriage is delayed.
Answer:
If you fear for yourself and there is someone who will lend you a lawful Islamic loan, then take it, seek help from Allah, and get married. If you find someone who will lend you a good loan, or someone who will give you tawarruq by selling you goods he has for sale at a deferred price, and then you sell them to someone else and benefit from the proceeds, and when the due date arrives you pay it off, then this is permissible according to the majority of scholars. There is also a pressing need, as the needs of people today necessitate this, because there is no one nowadays who lends a good loan except rarely or in small amounts. So this transaction, if its conditions are met—namely, that the commodity is in the possession of the lender before the contract, that if you buy it from him you take full possession of it and move it from his place to another place, and that you sell it to someone else—then there is no harm in it. Yes.
May Allah reward you, Your Eminence, father. The questioner says: I am about to get married, and I have found someone who will lend me money, but I fear that I will be burdened by his favor. Is it permissible for me in such a situation to resort to tawarruq, or is it better for me to be scrupulous and avoid this transaction and be patient? I should mention that I fear for myself regarding sins if my marriage is delayed.
Answer:
If you fear for yourself and there is someone who will lend you a lawful Islamic loan, then take it, seek help from Allah, and get married. If you find someone who will lend you a good loan, or someone who will give you tawarruq by selling you goods he has for sale at a deferred price, and then you sell them to someone else and benefit from the proceeds, and when the due date arrives you pay it off, then this is permissible according to the majority of scholars. There is also a pressing need, as the needs of people today necessitate this, because there is no one nowadays who lends a good loan except rarely or in small amounts. So this transaction, if its conditions are met—namely, that the commodity is in the possession of the lender before the contract, that if you buy it from him you take full possession of it and move it from his place to another place, and that you sell it to someone else—then there is no harm in it. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [827- 4717] هل يجوز الاقتراض من شخص أو بالتورق من أجل الزواج؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.
