The Zakah on Worn Gold

Question:
He says: Honorable Shaykh, may Allah grant you success. Is zakah obligatory on gold that is worn?

Answer:
There is scholarly disagreement regarding gold that is worn. It is true that it is not subject to the obligation because it is no longer intended for increase, but rather for use. The majority of scholars hold that there is no zakah on it, and this is the position that accommodates women, because most women are poor and do not own anything other than this jewelry. From where would they pay zakah? Either they sell the jewelry, or from where would they pay? They are poor.
This means imposing the obligation of zakah on her while she is poor, which is a restriction on her. Either she is deprived of the jewelry, or you impose zakah on her which she cannot afford, and the debt of zakah begins to accumulate in her liability. However, the religion is easy, praise be to Allah. Jewelry that is prepared for use and wearing has no zakah on it, yes, because it is not prepared for increase, but rather for use, yes.