What is meant by 'inah in the hadith: “When you trade with 'inah”?
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Question:
He says: Honorable Shaykh, may Allah grant you success, what is the meaning of the saying of the Prophet (peace and blessings be upon him), “When you trade with 'inah”? What is meant by 'inah?
Answer:
What is meant by 'inah is that one sells a commodity for a deferred price, then buys it back for a spot price that is less than the deferred price. It is called 'inah because the substance of his wealth returns to him. This is one of the means of riba (usury or interest); this is one of the means of riba. Yes, if one sells a commodity for a deferred price and then buys it back from the debtor for a price less than the deferred price, it is as if he sold dirhams for more dirhams and made the commodity a ruse for the increase. Yes.
He says: Honorable Shaykh, may Allah grant you success, what is the meaning of the saying of the Prophet (peace and blessings be upon him), “When you trade with 'inah”? What is meant by 'inah?
Answer:
What is meant by 'inah is that one sells a commodity for a deferred price, then buys it back for a spot price that is less than the deferred price. It is called 'inah because the substance of his wealth returns to him. This is one of the means of riba (usury or interest); this is one of the means of riba. Yes, if one sells a commodity for a deferred price and then buys it back from the debtor for a price less than the deferred price, it is as if he sold dirhams for more dirhams and made the commodity a ruse for the increase. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [3378- 4717] ما المراد بالعينة في حديث:( إذا تبايَعتُم بِالعِيْنة )؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.