Repentance of one who embezzled money and is unable to return it

Question:
The questioner says: I was an employee, and I still am, in the private sector. I embezzled, I stole, I stole money from the organization. Now, praise be to Allah, I have repented to Allah, but I am unable to return the money at this moment because I have difficult circumstances. I will return it as I took it. Will my repentance be accepted? May Allah reward you with good.

Answer:
Yes, your repentance is accepted, praise be to Allah. As for the money, you return it according to your ability, whenever you are able. It is obligatory for you to pay it, or else you must record it as a debt on your conscience so that you do not forget it or it is lost. You write it down, and when you are able to return it, you hasten to return it to the entity from which you took it. If the entity is a government body, the state has established an account number called "clearing the conscience." You transfer it to this number to clear your conscience. If it belongs to private individuals other than the state, you return it to them in the way that is easiest for you.