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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Paying the zakah on savings from the monthly salary

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Question:
He asked the Shaykh, Abu Abdullah: Is it permissible to pay the zakah on money from the amount saved from the salary each month, and how should the zakah be calculated at the end of the year?

Answer:
Yes, it is permissible. You may pay the zakah from the same saved money, or you may pay it from other money, such as your salary or something else. The important thing is that you pay the zakah on this money, either from it or from other funds. Yes.
As for the employee who receives a monthly income and saves a portion of his salary each month, he may designate a specific month of the year, such as Ramadan, to pay the zakah on all the money he has, both from previous months and the current one, up to Ramadan of the following year, and so on. This is the only way that accommodates people’s circumstances. Yes.
Yes, this is done as a precaution and to make things easier for people, because it is difficult for him to calculate the zakah on every specific amount when its lunar year has completed. He does not know how to gather and record which amounts have completed a lunar year and which have not. He might keep a ledger noting, “Such and such amount came on such and such date, and such and such riyals came on such and such date.” This is difficult. However, the religion is easy, praise be to Allah. So, designate a month, for example, Ramadan.
Or Rajab, or Sha'ban, or whichever month you prefer, designate it as the time to pay the zakah on the savings you have. For the amounts that have not completed a lunar year, praise be to Allah, their zakah is paid early. It is permissible to pay the zakah early. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، 21 من 89|شرح العدة في شرح العمدة|البيوع|باب الحوالة والضمان|صالح الفوزان|الفقه|كبار العلماء — youtube.com (1:18:36)

The Arabic text is a machine transcription of the audio recording.

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