The status of one who deliberately consumes riba (usury or interest) while knowing it is forbidden
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Question:
He says: Honorable Shaykh, may Allah grant you success. If there is a person who deliberately consumes riba (usury or interest) and has been rebuked for it, but he says, "I know that consuming riba is forbidden, but I will continue to consume it," does his statement and action make him a disbeliever?
Answer:
No, as long as he believes that riba is forbidden and is a sinner if he consumes it while believing it is forbidden, then he is a sinner and one who commits a major sin, without it being shirk (associating partners with Allah) or kufr (disbelief).
He says: Honorable Shaykh, may Allah grant you success. If there is a person who deliberately consumes riba (usury or interest) and has been rebuked for it, but he says, "I know that consuming riba is forbidden, but I will continue to consume it," does his statement and action make him a disbeliever?
Answer:
No, as long as he believes that riba is forbidden and is a sinner if he consumes it while believing it is forbidden, then he is a sinner and one who commits a major sin, without it being shirk (associating partners with Allah) or kufr (disbelief).
Source
قناة «العلامة الدكتور صالح الفوزان»، 12 من 86 /شرح كتاب إغاثة اللهفان في مصائد الشيطان/معنى التكليف/صالح الفوزان/العقيدة/كبار العلماء — youtube.com (1:05:29)
The Arabic text is a machine transcription of the audio recording.