The ruling on borrowing money for Hajj

Question:
May Allah reward you. Abu Fahd is with us on the line, please go ahead. Hello, peace be upon you. And upon you be peace. May Allah keep you safe. Thank you. If you please, Shaykh, I have two questions. The first question concerns Hajj. As you know, Honorable Shaykh, Hajj now requires booking in advance, securing the loads, and reserving the group, so is it permissible for me to borrow the cost of the group and pay it back over a period, which may be before or after Hajj, but given the current booking requirements? Please, Shaykh, borrowing for Hajj?

Answer:
Hajj is not obligatory. If you are unable and do not have money with which you can perform Hajj, then Hajj is not required of you. For Allah the Exalted said: . So if you can do this without borrowing and have not performed the obligation of Islam, then it is obligatory for you to perform Hajj. But if you are not financially able, then Hajj is not required of you, it is not obligatory upon you, and you should not borrow for this purpose. Yes.