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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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I want to migrate to the lands of Islam, but I have a debt and I am unable to pay it off, so what is your guidance for me?

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Question:
May Allah reward you, Honorable Shaykh. This person says: I live in the lands of disbelief, and I fear for myself that I will return to the sins and trials I was in before my rectitude. I want to migrate to the lands of Islam, knowing that I have a debt in this country, but I am unable to pay it off. So what is your guidance for me?

Answer:
What you mentioned, that you are in the lands of disbelief and that you want to migrate to the lands of the Muslims, this is an obligatory matter: you must migrate to the lands of the Muslims if you are able. If you are able to do this, then it is obligatory for you to hasten. If you are not able, then you remain until you are able, but with holding fast to your religion, with holding fast to your religion, until Allah makes migration easy for you, and then you migrate. It is not permissible for you to remain except in the case of inability, inability to migrate,
(98) Except for the oppressed among men, women and children who cannot devise a plan nor are they directed to a way - (99) For those it is expected that Allah will pardon them, and Allah is ever Pardoning and Forgiving.إِلَّا الْمُسْتَضْعَفِينَ مِنَ الرِّجَالِ وَالنِّسَاءِ وَالْوِلْدَانِ لَا يَسْتَطِيعُونَ حِيلَةً وَلَا يَهْتَدُونَ سَبِيلًا فَأُولَٰئِكَ عَسَى اللَّهُ أَن يَعْفُوَ عَنْهُمْ وَكَانَ اللَّهُ عَفُوًّا غَفُورًا
[An-Nisa 4:98-99]
, so you are excused as long as you are unable to migrate.
As for if you are able to migrate, it is obligatory for you to hasten. The debt can be paid off, even if you migrate, you pay it off, and it does not conflict with migration. It is not required of you that you remain in the country because of the debt; you pay it off even if you migrate. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، [62 -954] أُريد أن أُهاجر إلى بلاد الإسلام، ولكن علي دين ولا أستطيع أن أُسدده، فما توجيهكم لي؟ — youtube.com

The Arabic text is a machine transcription of the audio recording.

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