What is the ruling on compulsory car insurance?
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, I have a car insured with some companies. In the event of fire or accidents, may Allah forbid it, these companies provide compensation. Please note that in our country, if you do not insure, you do not get a permit for this car.
Answer:
No, insurance is forbidden and is consuming people's wealth unjustly. However, if they force you to insure, you pay it in order to obtain the car and use it, but you do not benefit from this insurance. You repair your car at your own expense, and you do not have it repaired at the expense of people, at the expense of the owners of the funds who subscribed to the insurance, because this is forbidden and is consuming people's wealth unjustly. So, pay the insurance in order to obtain the license and to obtain the car, but if something happens, you bear it and seek help from Allah, Glorified and Exalted is He. Yes.
He says: Honorable Shaykh, may Allah grant you success, I have a car insured with some companies. In the event of fire or accidents, may Allah forbid it, these companies provide compensation. Please note that in our country, if you do not insure, you do not get a permit for this car.
Answer:
No, insurance is forbidden and is consuming people's wealth unjustly. However, if they force you to insure, you pay it in order to obtain the car and use it, but you do not benefit from this insurance. You repair your car at your own expense, and you do not have it repaired at the expense of people, at the expense of the owners of the funds who subscribed to the insurance, because this is forbidden and is consuming people's wealth unjustly. So, pay the insurance in order to obtain the license and to obtain the car, but if something happens, you bear it and seek help from Allah, Glorified and Exalted is He. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، ما حكم التأمين الإجباري على السيارة؟ #فتاوى الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.
