Is it permissible to buy a car from a riba (usury or interest) bank on an installment plan from a salary at the same bank?
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Question:
I am an employee at a riba bank, and the nature of my work has no connection to riba contracts. I want to buy a car from the same bank on installments from my salary. Is that permissible?
Answer:
Neither of the two jobs is permissible. Your work at the bank is not permissible because you are cooperating with it. Even if you are not in riba transactions, you are serving the bank in your work; you are serving the bank and helping it. And Allah, Mighty and Majestic, says:[Al-Ma'idah 5:2] So you must move from the bank to another job. There are many jobs, praise be to Allah, and many positions. Strive to move and do not delay. [At-Talaq 65:2-3]
As for buying the car from the bank or from someone else, if he has a car he owns, you buy it from him. But if he does not have a car and instead sends you to people's cars and people's showrooms, then buys it for you, pays the price as a loan, and takes an increase from you on top of it, this is explicit riba. Yes.
I am an employee at a riba bank, and the nature of my work has no connection to riba contracts. I want to buy a car from the same bank on installments from my salary. Is that permissible?
Answer:
Neither of the two jobs is permissible. Your work at the bank is not permissible because you are cooperating with it. Even if you are not in riba transactions, you are serving the bank in your work; you are serving the bank and helping it. And Allah, Mighty and Majestic, says:
but do not cooperate in sin and aggression
وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِAnd whoever fears Allah - He will make for him a way out (3) And will provide for him from where he does not expect.
وَمَن يَتَّقِ اللَّهَ يَجْعَل لَّهُ مَخْرَجًا وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِبُAs for buying the car from the bank or from someone else, if he has a car he owns, you buy it from him. But if he does not have a car and instead sends you to people's cars and people's showrooms, then buys it for you, pays the price as a loan, and takes an increase from you on top of it, this is explicit riba. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، هل يجوز شراء سيارة من بنك ربوي بالتقسيط من راتب العمل بنفس البنك؟ للشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.