Buying a house through the bank and the option contract
Machine translationRead the Arabic original
The Shaykh:
Hello, peace be upon you.
The questioner:
And peace be upon you. My brother, I would like to ask a question about buying a house through Al-Rajhi. Please note that they have a contract they call the option contract. After I find the house and they agree with me and the approval comes, they say to sign the contract. Please note that they have signed a thirty-day period with the property owner. If I sign with the bank, they go and buy the house from the property owner, then transfer it to the company's name. And they intend for me to pay in installments. The second question is: if my wife is breastfeeding, is it permissible for the woman who breastfed her to see her, or is it not permissible? Okay. May Allah give you health.
The presenter:
Please, Shaykh Salih.
The Shaykh:
Yes.
The presenter:
Buying a house through a bank, and there is what is called the option contract for thirty days, then the contract is placed?
The Shaykh:
My brother, the option does not exist except after the contract, except after the contract. The Messenger (peace and blessings be upon him) said:Sunan Ibn Majah 2182Sahih (Darussalam) So the option is only after the contract, not before the contract. As for Al-Rajhi and others, if they have houses or cars or things available, they sell them to people. You buy a car or a house or anything you see from them, you take possession of it, transfer it, and sell it to others, and you benefit from its price. Yes.
Hello, peace be upon you.
The questioner:
And peace be upon you. My brother, I would like to ask a question about buying a house through Al-Rajhi. Please note that they have a contract they call the option contract. After I find the house and they agree with me and the approval comes, they say to sign the contract. Please note that they have signed a thirty-day period with the property owner. If I sign with the bank, they go and buy the house from the property owner, then transfer it to the company's name. And they intend for me to pay in installments. The second question is: if my wife is breastfeeding, is it permissible for the woman who breastfed her to see her, or is it not permissible? Okay. May Allah give you health.
The presenter:
Please, Shaykh Salih.
The Shaykh:
Yes.
The presenter:
Buying a house through a bank, and there is what is called the option contract for thirty days, then the contract is placed?
The Shaykh:
My brother, the option does not exist except after the contract, except after the contract. The Messenger (peace and blessings be upon him) said:
The two parties to a transaction have the choice (of annulling it) so long as they have not yet parted.
البيعان بالخيار ما لم يتفرقا
Source
قناة «مكة و المدينة»، 06 فتاوى على الهواء - 09 / 03 / 1433هـ _ الشيخ صالح الفوزان — youtube.com (27:15)
The Arabic text is a machine transcription of the audio recording.
