Is it permissible for a person who was hit by a car to take a sum of money from the insurance company?
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Question:
A man was hit by a car; is it permissible for him to take a sum of money from the insurance company, since the car that hit him is insured?
Answer:
This is a branch of the ruling on insurance itself. Insurance is not permissible; it is haram (forbidden), because it is consuming people's money by falsehood. It is not permissible because it is consuming people's money by falsehood. If your car is damaged, repair it at your own expense, repair it at your own expense, or take from your debtor who caused the damage and hit it; you take from him. But as for taking from people's money, that is not permissible. Yes.
A man was hit by a car; is it permissible for him to take a sum of money from the insurance company, since the car that hit him is insured?
Answer:
This is a branch of the ruling on insurance itself. Insurance is not permissible; it is haram (forbidden), because it is consuming people's money by falsehood. It is not permissible because it is consuming people's money by falsehood. If your car is damaged, repair it at your own expense, repair it at your own expense, or take from your debtor who caused the damage and hit it; you take from him. But as for taking from people's money, that is not permissible. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، هل يجوز لمَن صدمته سيارة أن يأخذ من شركة التأمين مبلغًا من المال؟ #فتاوى الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.