The insurance amount exceeding the cost of car repair

Question:
He says: I was involved in a car accident. The insurance company decided to pay me sixty thousand riyals, and repairing the car cost me thirty thousand riyals. So what do I do with the remaining amount? Is it lawful for me?

Answer:
The entire amount is forbidden for you, the entire amount, because it is from the money of the people, not from the company's money. This is from the money of the people, gathered from the money of the people, the shareholders. So it is injustice. Insurance is forbidden. Commercial insurance is forbidden. It is not permissible for cars, nor for people, nor for wealth. This is a Western system, not one of the systems of Islam. And insurance is not permissible. So demand that the one who hit your car and damaged it repair it. If that is not possible, repair it from your own money. Yes.