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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Is it permissible to pay the value of the obligatory zakah in cash when there is a need?

Machine translationRead the Arabic original
Question : That is, he is asking: Is it permissible to pay the value instead of the obligatory item when there is a need?

Answer : The correct view is that there is no harm in it, because it is permissible to pay the value if there is a need for it. For example, if he says, "What is the value of the young camel?" and its value is, say, five hundred riyals, he pays five hundred riyals when there is a need. All of us have money, yes, and if there is a need, there is no harm.
Source قناة «فضيلة الشيخ محمد بن صالح العثيمين»، 2489 -هل يجوز إخراج قيمة الزكاة عن الواجب عند الحاجة؟ الكافي في فقه الإمام أحمد بن حنبل - ابن عثيمين — youtube.com

The Arabic text is a machine transcription of the audio recording.

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