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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Is Hajj obligatory for one who has a debt in his possession?

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Question:
May Allah reward you. From the questions regarding Hajj, the brother Abdullah says: A person has many debts in this time; is Hajj obligatory upon him? We ask for a detailed explanation of this.

Answer:
If he has money to pay off the debts and is able to perform Hajj from it for his expenses, there is no harm. It is obligatory, or it may be obligatory upon him if he has not performed the obligatory Hajj, or it is recommended for him if he has already performed the obligatory Hajj, in which case he performs Hajj as a voluntary act. However, if the money he has is little, so little that it does not suffice or cover both paying off the debt and performing Hajj, then he starts by paying off the debt and does not perform Hajj. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، هل يجب الحج على من كان في ذمته دين؟ الشيخ صالح الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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