Ruling on taking cash from a private ATM in exchange for deducting it from the balance without an increase
Machine translationRead the Arabic original
The questioner:
May Allah reward you, Honorable Shaykh. The questioner says: Sometimes I need cash and there is no ATM available, and some shops have a private withdrawal network. Is it permissible for me to take a cash amount from them, and they deduct the same amount from my balance without any increase or decrease?
The Shaykh:
You borrowed from them; this is a loan from them, and they take the equivalent from your account. There is no harm in that. They lent to you and took it from your account; there is no harm in that. Yes.
The presenter:
May Allah reward you.
The Shaykh:
As for if there is an increase, it is not beneficial. Yes.
May Allah reward you, Honorable Shaykh. The questioner says: Sometimes I need cash and there is no ATM available, and some shops have a private withdrawal network. Is it permissible for me to take a cash amount from them, and they deduct the same amount from my balance without any increase or decrease?
The Shaykh:
You borrowed from them; this is a loan from them, and they take the equivalent from your account. There is no harm in that. They lent to you and took it from your account; there is no harm in that. Yes.
The presenter:
May Allah reward you.
The Shaykh:
As for if there is an increase, it is not beneficial. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [3436/2254] حكم أخذ النقود من ماكينة صرف خاصة مقابل خصمها من الرصيد دون زيادة - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.