The Meaning of "Clothed Yet Naked"

Question : What is the meaning of the saying of the Prophet (peace and blessings be upon him), "Clothed yet naked," in the authentic, sound hadith?

Answer : The meaning of "clothed yet naked" is that these women have a covering, but it does not serve to cover the woman. The scholars said, for example, that the covering is light, such that the skin is visible through it. That is, the color of the skin is seen through these clothes. This is a woman who is clothed, but she is naked.
And an example is if the clothes are short; she has thick clothes, but they are short. This is also a woman who is clothed yet naked. And an example is if the clothes are tight, such that they cling to the skin and the woman appears as if she has no clothes on her. This is also a woman who is clothed yet naked. This is based on the understanding that "covering" and "nakedness" refer to the physical meaning.
As for if the figurative meaning is intended, then "those who are clothed" refers to those who display modesty and bashfulness, and "those who are naked" refers to those who conceal their lewdness and do not make their affair clear to people. So they are clothed in one aspect and naked in another.