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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The ruling on disposing of a deposit in case of need

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Question:
Cash amounts are placed with me. I am entrusted with them as a deposit and a trust. When there is a pressing need, I use that deposit for specific purposes to meet that need. What is the ruling, and is there any sin in doing so?

Answer:
We have said that if the owner has not given you permission, it is not permissible for you to dispose of it. Even if you are in need, it is not permissible for you to dispose of it without your owner's permission. If he gives you permission, it becomes a loan in your liability, transforming from a deposit into a loan. However, if he does not give you permission, it is not permissible for you to dispose of it. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، 28 من 89|شرح العدة في شرح العمدة|البيوع|باب السبق|صالح الفوزان|الفقه|كبار العلماء — youtube.com (1:06:07)

The Arabic text is a machine transcription of the audio recording.

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