The ruling on cutting off a voluntary prayer when the call to prayer is made

Question:
May Allah reward you. This questioner says: Regarding the saying of the Prophet , if the call to prayer is made and I am praying a voluntary prayer, do I cut it off or complete it? When is it permissible for me to cut it off? And when do I complete it?

Answer:
Yes, this is a matter of scholarly disagreement. The school’s position is that if the call is made and you are in a voluntary prayer, you complete it briefly, unless you fear missing the congregation, in which case you cut it off. This is what is in the text of al-Zad. However, if we look at the hadith, “There is no prayer except the obligatory one,” it includes the prayer you enter into, and the prayer you were already in. The apparent meaning of the hadith is that you cut it off. I heard from Shaykh Ibn Baz more than once that he said: If you are in the last part of it, complete it; but if you are in the first part and it will cause you to miss the time, cut it off. Perhaps this is the best of the opinions.