What is the ruling on giving zakah to debtors and their wives?

The Shaykh : As for the wives of debtors, if the debtor does not provide for their needs, it is permissible to give them from the zakah what suffices for their needs. If these debtors provide for their wives' needs, it is not permissible to give the wives from the zakah, but it is permissible to give these debtors from the zakah to pay off their debts. I think it is not advisable to give the debtor himself, because he may receive the money and not pay it off. Rather, you should go yourself to the creditor who is demanding this poor debtor and pay the debt or whatever is feasible of it to him, except for a debtor who is shy but trustworthy; if you say, "Take this and pay your debt with it," and he goes and pays it off, then you may give it to him, because that is more concealing for him.