The ruling on a bank purchasing land desired by a client and then making its value a debt upon him

Question : Yes. That is enough. How? It is very brief. Which bank? It is a type of Al-Aqqad Bank. No, it is not for a specific matter, and he also says to him, absolutely, with something like this and that, more than what he will buy immediately,

Answer : This is not permissible. This is not permissible. First, it involves selling what one does not own, and second, it leads to riba (usury or interest). Instead of saying, "I will lend you its value now, which is forty thousand, give you forty thousand, and you repay it after a year for sixty thousand," this is a ruse. Yes, if the lands are in the possession of their owner and a person comes and says, "I want to buy this land for sixty thousand on deferred payment," there is no harm. It is not permissible for him to buy it and then sell it.
Their claim that "if he wished, he could return it" is a fallacy in reality, because the one who came and specified the land and said, "Buy it for me and sell it to me on deferred installments," cannot possibly leave it. Then, if he leaves it, for example, the merchant will be wary of him and of dealing with him again. Therefore, it is mentioned to me that those who use this method, if the one they agreed with backs out, they put him on the blacklist, meaning they do not deal with him as a matter of course,