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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The Reality of Pledge and Its Conditions

Machine translationRead the Arabic original
The presenter:
May Allah reward you.

Question:
Abu Basil from Jordan asks, may Allah bless you, about the pledge: what is its reality and what are its conditions?

Answer:
A pledge is the securing of a debt with a specific item from which the debt can be recovered, or from its sale price. It is a form of securing, and it is one of the types of securing in debts. Allah the Exalted said:
And if you are on a journey and cannot find a scribe, then a security deposit [should be] taken.وَإِن كُنتُمْ عَلَىٰ سَفَرٍ وَلَمْ تَجِدُوا كَاتِبًا فَرِهَانٌ مَّقْبُوضَةٌ
[Al-Baqarah 2:283]
after He the Exalted said:
O you who have believed, whenيَا أَيُّهَا الَّذِينَ آمَنُوا إِذَا
[Al-Ma'idah 5:6]
you lent one another a debt
for a specified term, write it downإِلَىٰ أَجَلٍ مُّسَمًّى فَاكْتُبُوهُ
[Al-Baqarah 2:282]
So the types of securing in debts are: writing first, then the pledge second, then the guarantee third. These are the types of securing in debts. Yes.
Source قناة «مؤسسة الدعوة الخيرية»، فتاوى على الهواء 18-12-1434هـ - الفوزان — youtube.com (42:45)

The Arabic text is a machine transcription of the audio recording.

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