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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Among the rulings on leasing that ends in ownership?

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Question:
May Allah reward you, Honorable Shaykh. This questioner asks about the ruling on selling through the method of leasing that ends in ownership?

Answer:
This has ended; a decision was issued by the Council of Senior Scholars prohibiting and forbidding it because of the risks it contains and because of…
This involves the mixing of two contracts: the sale contract and the lease contract. The sale has its rulings, and the lease has different rulings, so they should not be mixed. It is not known whether this is a sale or a lease, and it is not possible for something to be both a sale and a lease at the same time. This is not valid. This is one of the contracts that people who do not know the rulings of the people, or who imported it from abroad, use, so it is not suitable. It must be either a sale only, deferred, or a lease only. As for mixing them, it is not permissible. A decision was issued by the Council of Senior Scholars forbidding it after studying it, after deliberation, and after looking into their contracts and their systems, it became clear that it is not permissible. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، من أحكام التأجير المنتهي بالتمليك؟ لمعالي الشيخ صالح الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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