Is zakah obligatory on the debtor?
Machine translationRead the Arabic original
The questioner:
I have a sum of money. I have a loan at the bank, and I have accumulated this amount over two years.
The Shaykh:
The money you have.
The questioner:
Listen to the answer, listen to the answer, listen to the answer.
The Shaykh:
The money you have, once a lunar year has passed over it, you must pay its zakah, even if you intend to use it to pay off the debt. As long as it is in your possession and you have not paid it off, you must pay its zakah. Yes.
I have a sum of money. I have a loan at the bank, and I have accumulated this amount over two years.
The Shaykh:
The money you have.
The questioner:
Listen to the answer, listen to the answer, listen to the answer.
The Shaykh:
The money you have, once a lunar year has passed over it, you must pay its zakah, even if you intend to use it to pay off the debt. As long as it is in your possession and you have not paid it off, you must pay its zakah. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [4298] هل تجب الزكاة على المَدين؟ - صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.