Questions on the Explanation of the Book of Nullifiers of Islam

Question:
He says: You mentioned, may Allah preserve you, in your book *Kitab al-Tawhid* the fatwa of Shaykh Ibn Ibrahim (may Allah have mercy on him) regarding one who rules other than what Allah has revealed by arrangement and submission. The question is: Does the submission and coercion involved in the sin indicate that its perpetrator considers it permissible? If so, is he judged to be a disbeliever in this state? And what is the difference between this case and the organization of riba (usury or interest) banks and their protection by the force of the ruler? Because we observe that some people, who are characterized by the bid'ah (religious innovation) of takfir (declaring someone a disbeliever) and incitement against rulers, might perhaps cite such statements as a defense for their takfir?

Answer:
Yes, whoever considers riba permissible is a disbeliever, whether he is a king, a vagabond, or any individual Muslim; whoever considers riba permissible is a disbeliever. As for the one who commits riba, consumes it, or permits dealing in it without considering it permissible, he is considered to have committed a major sin and is subject to severe warning, but he is not declared a disbeliever. One should be attentive to these matters and return to the words of the scholars and the evidence, because they are serious matters.