Hajj is obligatory upon one who is able to afford it with his wealth and his body

The questioner : Honorable Shaykh, she says she remembers that she is thirty or thirty-one years old, and she has not married and has not performed Hajj. She asks: Does she owe anything? Is she able to perform Hajj? Are you able to perform Hajj?

The Shaykh : I mean, they are not [able] even once.

The questioner : Yes, do you have money?

The Shaykh : No, it means it is not a lie.

The questioner : Yes, she says she has money, but it is not enough, O Shaykh.

The Shaykh : But in that case, she owes nothing. She must be able to afford it with her money and her body.