The ruling on health insurance taken out by companies

Question:
May Allah reward you. In her penultimate question, she says: My father is enrolled in health insurance with one of the insurance companies. He pays them a fixed amount per year in exchange for the company giving him a card to enter certain private hospitals for free, and all treatment costs are borne by the company, with a contribution from his employer toward that amount. What is the ruling in this case? May Allah reward you.

Answer:
Insurance in all its forms is forbidden because it is consuming wealth unjustly, and because it involves deception, ignorance, and risk. A person should place his reliance on Allah, and if he is struck by a calamity or a loss in his wealth, he should seek help from Allah the Exalted and settle the liability that befalls him due to a crime or otherwise. He should not settle it from his own wealth, nor take from the wealth of people, because insurance means that you take from the wealth of people. The liability may increase, and you may take many times more than what you pay. What makes this lawful to you? The wealth of people is not lawful except through lawful means, as Allah the Exalted said: . Yes.