The Meaning of Riba al-Fadl and Riba al-Nasi'ah
Machine translationRead the Arabic original
Question:
May Allah reward you. A shaykh says in the other part of his question: What is riba al-fadl (usury of excess in a like-for-like exchange), and what is riba al-nasi'ah (usury of deferment)?
Answer:
Riba al-fadl is the increase in the ribawi categories when some of them are sold for others, such as wheat for wheat, barley for barley, dates for dates, or salt for salt. One category must not be increased over the other; rather, equality is required, and immediate exchange is also required. Therefore, neither riba al-fadl nor riba al-nasi'ah is permissible if the species is the same. As for when the species differs, difference in amount is permissible, but deferment is not permissible; immediate exchange is required. Yes.
May Allah reward you. A shaykh says in the other part of his question: What is riba al-fadl (usury of excess in a like-for-like exchange), and what is riba al-nasi'ah (usury of deferment)?
Answer:
Riba al-fadl is the increase in the ribawi categories when some of them are sold for others, such as wheat for wheat, barley for barley, dates for dates, or salt for salt. One category must not be increased over the other; rather, equality is required, and immediate exchange is also required. Therefore, neither riba al-fadl nor riba al-nasi'ah is permissible if the species is the same. As for when the species differs, difference in amount is permissible, but deferment is not permissible; immediate exchange is required. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [4701] معنى ربا الفضل وربا النسيئة - صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.