A man lends people 100,000 riyals and conditions that they return it as a car worth 120,000 riyals; what is the ruling?
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Question:
Honorable Shaykh, may Allah grant you success. There is a man who lends people 100,000 riyals and conditions that they return it as a car worth 220,000 riyals when they buy it from the showroom, and he says this is a permissible salam by consensus. Is his statement correct?
Answer:
This depends on the contract. If he paid him money in advance on the condition that he bring him a car with specified characteristics, there is no harm; this is a valid salam. But if there was no agreement, and he gave it to him as a loan, then said, "Return it to me in the form of a car," this is not permissible. This is a loan that brought benefit. Yes, a loan is a loan, and a salam is a salam. Yes.
Honorable Shaykh, may Allah grant you success. There is a man who lends people 100,000 riyals and conditions that they return it as a car worth 220,000 riyals when they buy it from the showroom, and he says this is a permissible salam by consensus. Is his statement correct?
Answer:
This depends on the contract. If he paid him money in advance on the condition that he bring him a car with specified characteristics, there is no harm; this is a valid salam. But if there was no agreement, and he gave it to him as a loan, then said, "Return it to me in the form of a car," this is not permissible. This is a loan that brought benefit. Yes, a loan is a loan, and a salam is a salam. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [775 -3022] رجل يقرض الناس ١٠٠ ألف ريالا ويشترط عليهم أن يردوها سيارة بقيمة ١٢٠ ألف ريالا فما الحكم؟ — youtube.com
The Arabic text is a machine transcription of the audio recording.