What is the ruling on taking a riba (usury or interest) loan to buy a car?
Machine translationRead the Arabic original
Question:
Is it permissible for me to take a loan from the bank in order to buy a car, knowing that this loan is with interest?
Answer:
This is haram (forbidden) riba (usury or interest). Whoever does it is cursed. Allah has cursed the one who consumes riba, the one who gives it, the two witnesses, and the one who writes it down.[Ali 'Imran 3:130] And Allah (Exalted and Majestic is He) has threatened those who deal in riba and do not repent from it, saying that they have declared war against Allah and His Messenger. [Al-Baqarah 2:278] [Al-Baqarah 2:279].
[Al-Baqarah 2:280], so it is not permissible for you to take riba, neither from the bank nor from anyone else. If you take it, you have taken what is haram (forbidden), and the curse of Allah becomes obligatory upon you, unless you repent to Allah (Mighty and Majestic). Yes.
Is it permissible for me to take a loan from the bank in order to buy a car, knowing that this loan is with interest?
Answer:
This is haram (forbidden) riba (usury or interest). Whoever does it is cursed. Allah has cursed the one who consumes riba, the one who gives it, the two witnesses, and the one who writes it down.
O you who have believed, do not consume usury, doubled and multiplied
يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةًO you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers.
يَا أَيُّهَا الَّذِينَ آمَنُوا اتَّقُوا اللَّهَ وَذَرُوا مَا بَقِيَ مِنَ الرِّبَا إِن كُنتُم مُّؤْمِنِينَAnd if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal - [thus] you do no wrong, nor are you wronged.
فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِّنَ اللَّهِ وَرَسُولِهِ وَإِن تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَAnd if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you
وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ وَأَن تَصَدَّقُوا خَيْرٌ لَّكُمْ
Source
قناة «العلامة الدكتور صالح الفوزان»، ما حكم أخذ قرض ربوي لشراء سيارة؟ #فتاوى الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.