The Ruling on Zakah When the Debt Exceeds the Wealth

The questioner : Yes. If a person has gold or silver with others, and it has been ten, twenty, or fifty years, and he did not pay zakah out of laziness, and the wealth exceeded the amount of the debt, then the wealth of the debt has exceeded. In fact.

The Shaykh : Yes, it exceeds what he has, meaning, for example, we gave ten thousand and many years remained, and the zakah became more than this. According to the opinion that the debt prevents zakah, we say that when it reaches the threshold (nisab), it stops, with the experience, and at that time, a large amount of this wealth remains for him, the amount of the bodies. And according to the opinion that it does not prevent, he says that this remains in his liability, and this is what he caused for himself with this disappearance.