Does a woman have to pay zakah on her gold? May Allah reward you with good.
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Question:
Does a woman have to pay zakah on her gold? May Allah reward you with good.
Answer:
In the name of Allah, the Most Gracious, the Most Merciful. All praise is due to Allah, Lord of the worlds. May Allah send prayers and blessings upon our Prophet Muhammad, and upon his family and all his Companions. As for what follows, jewelry differs regarding the obligation of zakah or its absence, depending on whether it is gold or silver. If this jewelry is prepared for trade or for accumulation, then zakah is due on it. That is, if it reaches the nisab (minimum threshold) or more, one must pay out one-fifth of a tenth (2.5%) when the hawl (lunar year of possession) has passed, provided it is prepared for other than use, meaning it is prepared for accumulation or for trade. If it is prepared for accumulation, the zakah is due on its weight. As for if it is prepared for trade, the zakah is paid out based on the amount of its value, meaning one pays out one-fifth of a tenth of its weight if it is prepared for accumulation, or one-fifth of a tenth of its estimated value if it is prepared for trade.
As for if the jewelry is prepared for use and adornment for the woman, this is where the disagreement lies among the scholars. The majority hold that zakah is not obligatory on it, considering that it is among the things a person uses for his need, such as clothing, houses, and vehicles, so zakah is not obligatory on them. Some scholars hold that zakah is obligatory on it, considering the generality of the obligation of zakah on gold and silver, and these are the evidences that were transmitted regarding the establishment of zakah on jewelry specifically. This is the other opinion in the issue. In any case, paying out the zakah on it, even if it is prepared for adornment, is more cautious and safer, and it is obligatory for him to pay it out due to the disagreement. Yes.
Does a woman have to pay zakah on her gold? May Allah reward you with good.
Answer:
In the name of Allah, the Most Gracious, the Most Merciful. All praise is due to Allah, Lord of the worlds. May Allah send prayers and blessings upon our Prophet Muhammad, and upon his family and all his Companions. As for what follows, jewelry differs regarding the obligation of zakah or its absence, depending on whether it is gold or silver. If this jewelry is prepared for trade or for accumulation, then zakah is due on it. That is, if it reaches the nisab (minimum threshold) or more, one must pay out one-fifth of a tenth (2.5%) when the hawl (lunar year of possession) has passed, provided it is prepared for other than use, meaning it is prepared for accumulation or for trade. If it is prepared for accumulation, the zakah is due on its weight. As for if it is prepared for trade, the zakah is paid out based on the amount of its value, meaning one pays out one-fifth of a tenth of its weight if it is prepared for accumulation, or one-fifth of a tenth of its estimated value if it is prepared for trade.
As for if the jewelry is prepared for use and adornment for the woman, this is where the disagreement lies among the scholars. The majority hold that zakah is not obligatory on it, considering that it is among the things a person uses for his need, such as clothing, houses, and vehicles, so zakah is not obligatory on them. Some scholars hold that zakah is obligatory on it, considering the generality of the obligation of zakah on gold and silver, and these are the evidences that were transmitted regarding the establishment of zakah on jewelry specifically. This is the other opinion in the issue. In any case, paying out the zakah on it, even if it is prepared for adornment, is more cautious and safer, and it is obligatory for him to pay it out due to the disagreement. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، هل المرأة تزكي ذهبها جزاكم الله خيراً؟ الشيخ صالح بن فوزان الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.