The Ruling on Buying a House Through a Lease That Ends in Ownership
Machine translationRead the Arabic original
The presenter:
Please proceed.
The questioner:
Shaykh, we are a group of young men. Of course, if Allah wills, when we return, we will be here as a group of young men, if Allah wills, as students sent abroad. After we return,
The Shaykh:
May Allah greet you.
The questioner:
May Allah protect us, if Allah wills.
The Shaykh:
Your debt.
The questioner:
May Allah protect us and protect you with us. May Allah protect you. Yes. When we return, may Allah keep you safe, we will be at the beginning of our professional work. Go back to the topic of rental ending in ownership. Instead of sitting and paying the value of rent for my whole life, I mean, if there is ease for the Muslim that after five years he has paid the value of the house, and it becomes my property, that is better than me sitting and paying in rents for a long time. After I am sent abroad for a period of time for study, that I own a house for a short period of time.
The Shaykh:
Buy the house in installments instead of renting. Buy in installments, pay every year.
The questioner:
The same idea, approximately.
The Shaykh:
No, it is not an idea, no, it is not the same idea. I say: I want to buy this house from you in installments, every year I pay you so much and so much. It is a purchase, you do not say rental, it is a deferred purchase.
The questioner:
The installments require you to have, it requires you to pay and not be held accountable, but the rental, for example, if I am no longer able this year to pay the full value of the rent, I might go to another house.
The Shaykh:
No, you do not go, they do not let you go, they compel you, yes, they compel you and they waste everything you paid, it becomes theirs, yes, they are in a position of power over you, the harm is on you, not on them, yes.
Please proceed.
The questioner:
Shaykh, we are a group of young men. Of course, if Allah wills, when we return, we will be here as a group of young men, if Allah wills, as students sent abroad. After we return,
The Shaykh:
May Allah greet you.
The questioner:
May Allah protect us, if Allah wills.
The Shaykh:
Your debt.
The questioner:
May Allah protect us and protect you with us. May Allah protect you. Yes. When we return, may Allah keep you safe, we will be at the beginning of our professional work. Go back to the topic of rental ending in ownership. Instead of sitting and paying the value of rent for my whole life, I mean, if there is ease for the Muslim that after five years he has paid the value of the house, and it becomes my property, that is better than me sitting and paying in rents for a long time. After I am sent abroad for a period of time for study, that I own a house for a short period of time.
The Shaykh:
Buy the house in installments instead of renting. Buy in installments, pay every year.
The questioner:
The same idea, approximately.
The Shaykh:
No, it is not an idea, no, it is not the same idea. I say: I want to buy this house from you in installments, every year I pay you so much and so much. It is a purchase, you do not say rental, it is a deferred purchase.
The questioner:
The installments require you to have, it requires you to pay and not be held accountable, but the rental, for example, if I am no longer able this year to pay the full value of the rent, I might go to another house.
The Shaykh:
No, you do not go, they do not let you go, they compel you, yes, they compel you and they waste everything you paid, it becomes theirs, yes, they are in a position of power over you, the harm is on you, not on them, yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، محاضرات في العقيدة والدعوة-39-قضايا فقهية - 03|صالح الفوزان|العام|كبار العلماء — youtube.com (2:35)
The Arabic text is a machine transcription of the audio recording.