What is the ruling on deferring the bridal gift and paying it in installments?
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Question:
Is it permissible to defer the bridal gift and pay it in deferred installments?
Answer:
Yes, the bridal gift may be paid in one lump sum, or it may be paid in installments, or in two installments, or part of it may be paid in advance and part deferred. There is nothing wrong with that. Yes, but it must be paid; it must be paid. And give the women their bridal gifts as a gift. It must be paid, unless she permits it.[An-Nisa 4:4] Regarding Umm Maryam, if she permits it, there is no harm. Yes.
Is it permissible to defer the bridal gift and pay it in deferred installments?
Answer:
Yes, the bridal gift may be paid in one lump sum, or it may be paid in installments, or in two installments, or part of it may be paid in advance and part deferred. There is nothing wrong with that. Yes, but it must be paid; it must be paid. And give the women their bridal gifts as a gift. It must be paid, unless she permits it.
But if they give up willingly to you anything of it, then take it
فَإِن طِبْنَ لَكُمْ عَن شَيْءٍ مِّنْهُ نَفْسًا فَكُلُوهُ
Source
قناة «العلامة الدكتور صالح الفوزان»، ما حكم تأجيل الصَّداق ودفعه على أقساط؟ للشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.