The ruling on waiving part of a debt if the debtor commits to paying it on time?
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Question:
He says: Honorable Shaykh, may Allah grant you success. Some of those who lend money to others—meaning, those who enter into debt—impose a condition on the one who borrows from them that if he commits to paying it back, they will waive some of the months, and if he does not commit to paying it back, he will pay all the months. What is the ruling?
Answer:
If he reduces part of his right, there is nothing wrong with that, if he encourages him to pay and says, "I will reduce it for you if you pay me the debt on time. If you delay, I will not reduce it; I will take the full debt." This is part of his right. Yes. But our point is: if you do not come [to pay], I will increase the debt on you. Yes.
He says: Honorable Shaykh, may Allah grant you success. Some of those who lend money to others—meaning, those who enter into debt—impose a condition on the one who borrows from them that if he commits to paying it back, they will waive some of the months, and if he does not commit to paying it back, he will pay all the months. What is the ruling?
Answer:
If he reduces part of his right, there is nothing wrong with that, if he encourages him to pay and says, "I will reduce it for you if you pay me the debt on time. If you delay, I will not reduce it; I will take the full debt." This is part of his right. Yes. But our point is: if you do not come [to pay], I will increase the debt on you. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [1219 -2802] حكم إسقاط بعض الدين إن التزم المدين بالسداد في موعده؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.