What should I do if I borrowed one hundred British pounds from my colleague and the pound is fluctuating? How do I return his money?
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Question:
I borrowed one hundred British pounds from a colleague of mine. By Allah. O Allah, for You. The pound was worth six and thirty-three riyals at that time. Is it not? The pound is rising and falling. Do I return his money as one hundred pounds? Or should I return the equivalent value in Saudi riyals at the same moment?
Answer:
You must return what you took. You must return what you took, whether the currency appreciated or depreciated. If you took it when it was worth ten, and then it dropped to six, return it. If you took it when it was worth six, and then it rose to ten, return it, whether it appreciated or depreciated. This is obligatory upon you, unless you give an extra amount from your own money as a favor, because it depreciated, and you want to compensate him. Then you are good, and your action is good, just as the Prophet (peace and blessings be upon him) said:Sunan Abi Dawud 3346Sahih (Al-Albani).
So if you took pounds worth ten, they dropped to six, and you gave him extra pounds from your own money, offered without any condition, then no, you will be rewarded for compensating him with this. The best of people are those who are best in paying off their debts. Or perhaps you borrowed one hundred and gave him two hundred without any condition between you, but merely out of kindness to him, because he was kind to you and lent to you and was patient with you. This is the action of the good people. The best of people are those who are best in paying off their debts. There is no burden on him.
The presenter:
Please, may Allah bless you. May Allah reward you.
I borrowed one hundred British pounds from a colleague of mine. By Allah. O Allah, for You. The pound was worth six and thirty-three riyals at that time. Is it not? The pound is rising and falling. Do I return his money as one hundred pounds? Or should I return the equivalent value in Saudi riyals at the same moment?
Answer:
You must return what you took. You must return what you took, whether the currency appreciated or depreciated. If you took it when it was worth ten, and then it dropped to six, return it. If you took it when it was worth six, and then it rose to ten, return it, whether it appreciated or depreciated. This is obligatory upon you, unless you give an extra amount from your own money as a favor, because it depreciated, and you want to compensate him. Then you are good, and your action is good, just as the Prophet (peace and blessings be upon him) said:
for the best person is he who discharges his debt in the best manner
إن خيار الناس أحسنهم قضاءSo if you took pounds worth ten, they dropped to six, and you gave him extra pounds from your own money, offered without any condition, then no, you will be rewarded for compensating him with this. The best of people are those who are best in paying off their debts. Or perhaps you borrowed one hundred and gave him two hundred without any condition between you, but merely out of kindness to him, because he was kind to you and lent to you and was patient with you. This is the action of the good people. The best of people are those who are best in paying off their debts. There is no burden on him.
The presenter:
Please, may Allah bless you. May Allah reward you.
Source
قناة «فضيلة الشيخ ابن باز Alsheikh Binbaz»، 414 ماذا أفعل اذا استلفت من زميلي مائة جنيه إسترليني والجنية في ارتفاع وانخفاض، فكيف أرجع له فلوسه — youtube.com
The Arabic text is a machine transcription of the audio recording.