The Ruling on Receiving the Insurance Payout After a Car Accident
Machine translationRead the Arabic original
The questioner:
Abu Ahmad from Dammam, please, Abu Ahmad. Peace be upon you. And upon you be peace.
The Shaykh:
And upon you be peace.
The questioner:
I have a question, O person. Go ahead. I, O Shaykh, had an accident. The car was insured. Of course, less than the insurance company, so it was one thousand and thirty, and the car became mine for one thousand riyals. What is the ruling on the area?
The Shaykh:
My brother, insurance is not permissible because it is consuming people's money without right. You pay a small amount for insurance, and the fine may be large, and you take a great deal from people's money from insurance companies. People's money is respected; it is not lawful to take it except with right. If you are forced to pay insurance, you pay it as a tax that you are obligated to pay. But if an accident occurs, you pay the fine from your own money. You pay the fine that is upon you and that follows you from your own money. This is what is obligatory. Do not take it from people's money through insurance. Yes.
The presenter:
May Allah reward you,
Abu Ahmad from Dammam, please, Abu Ahmad. Peace be upon you. And upon you be peace.
The Shaykh:
And upon you be peace.
The questioner:
I have a question, O person. Go ahead. I, O Shaykh, had an accident. The car was insured. Of course, less than the insurance company, so it was one thousand and thirty, and the car became mine for one thousand riyals. What is the ruling on the area?
The Shaykh:
My brother, insurance is not permissible because it is consuming people's money without right. You pay a small amount for insurance, and the fine may be large, and you take a great deal from people's money from insurance companies. People's money is respected; it is not lawful to take it except with right. If you are forced to pay insurance, you pay it as a tax that you are obligated to pay. But if an accident occurs, you pay the fine from your own money. You pay the fine that is upon you and that follows you from your own money. This is what is obligatory. Do not take it from people's money through insurance. Yes.
The presenter:
May Allah reward you,
Source
فتاوى على الهواء 22-04-1436هـ — af.org.sa (17:11)
The Arabic text is a machine transcription of the audio recording.