The Ruling on Giving Zakah and Sadaqah to Charitable Associations

Question:
The questioner asks: Is it sufficient for a person to give his charity and zakah to charitable organizations?

Answer:
Zakah is an obligatory right upon you, and you must disburse it from your wealth yourself and distribute it yourself. This is the default ruling.
Allah the Exalted said: So you must disburse it yourself and distribute it yourself, as much as possible. If you appoint someone you trust to disburse the zakah or distribute the zakah, there is nothing wrong with that. But as for the associations, who is responsible in them? Who is the one who undertakes the task in them? Who delivers the zakah to the eligible recipients?
As for the associations, many people are involved in them, and each one throws the responsibility onto the other. The zakah may remain undistributed and not reach the poor, or it may be given to the rich. Therefore, it is obligatory for you either to disburse the zakah yourself, or to appoint someone you trust to deliver it. As for the associations, they are generally not a place of trust. They are not a place of trust because the person responsible in them is not a single individual, but rather individuals and groups, and Allah knows best about the trustworthiness of some of them. Yes, they have been tested with various matters regarding money; they have been tested with various matters regarding money. So your conscience is not cleared by giving the obligatory zakah that is required of you. Your conscience is not cleared by giving it to the associations, because you do not know how they will handle it. Yes.