The Ruling on Using Cooperative Health Insurance
Machine translationRead the Arabic original
The questioner:
He says: I am a government employee and I have medical insurance from the cooperative. What is the ruling on using it? And more importantly, my relatives take the card from me, which is in my name, to get treatment.
The Shaykh:
What am I?
The questioner:
He says: I am a government employee and I have medical insurance from the cooperative. What is the ruling on my using this insurance? And more importantly, my relatives take the card from me, which is in my name, and they get treatment with it.
The Shaykh:
First, this health insurance is not permissible, because it is consuming wealth unjustly. If you need treatment, get treated at the expense of the disbeliever, or at the expense of the partners and the insurance; get treated at your own expense. This is lesser for you and purer for your religion. Second, lying is not permissible. If you have a card to get treatment because you are a government employee, and they gave you a card to treat yourself with, which is required by the system, it is not permissible to give it to another person by way of falsification, making it appear to be his. This is not permissible. Yes, this indicates the system. Yes.
He says: I am a government employee and I have medical insurance from the cooperative. What is the ruling on using it? And more importantly, my relatives take the card from me, which is in my name, to get treatment.
The Shaykh:
What am I?
The questioner:
He says: I am a government employee and I have medical insurance from the cooperative. What is the ruling on my using this insurance? And more importantly, my relatives take the card from me, which is in my name, and they get treatment with it.
The Shaykh:
First, this health insurance is not permissible, because it is consuming wealth unjustly. If you need treatment, get treated at the expense of the disbeliever, or at the expense of the partners and the insurance; get treated at your own expense. This is lesser for you and purer for your religion. Second, lying is not permissible. If you have a card to get treatment because you are a government employee, and they gave you a card to treat yourself with, which is required by the system, it is not permissible to give it to another person by way of falsification, making it appear to be his. This is not permissible. Yes, this indicates the system. Yes.
Source
دروس الحرم، الدرس الثالث - تفسير — alfawzan.live (51:30)
The Arabic text is a machine transcription of the audio recording.