The Difference Between Riba al-Fadl and Riba al-Nasi'ah
Machine translationRead the Arabic original
Question:
The questioner asks: What is the difference between riba al-fadl (usury of excess in a like-for-like exchange) and riba al-nasi'ah (usury of deferment)?
Answer:
Riba al-fadl is the increase. It is the increase, such as selling one riyal for two riyals, or one riyal for one and a half riyals. This is riba al-fadl: selling gold for gold with an increase, selling dates for dates with an increase, selling silver for silver with an increase, or exchanging one type of paper currency for another of the same kind with an increase. This is riba; this is riba al-fadl, meaning the increase. As for riba al-nasi'ah, it is the deferral. You sell dirhams for dirhams with a deferred payment, or you sell food for food of the same kind with a deferred payment. All of this is riba al-nasi'ah.
The presenter:
May Allah reward you,
The questioner asks: What is the difference between riba al-fadl (usury of excess in a like-for-like exchange) and riba al-nasi'ah (usury of deferment)?
Answer:
Riba al-fadl is the increase. It is the increase, such as selling one riyal for two riyals, or one riyal for one and a half riyals. This is riba al-fadl: selling gold for gold with an increase, selling dates for dates with an increase, selling silver for silver with an increase, or exchanging one type of paper currency for another of the same kind with an increase. This is riba; this is riba al-fadl, meaning the increase. As for riba al-nasi'ah, it is the deferral. You sell dirhams for dirhams with a deferred payment, or you sell food for food of the same kind with a deferred payment. All of this is riba al-nasi'ah.
The presenter:
May Allah reward you,
Source
لقاء مفتوح 18-07-1433هـ — alfawzan.live (22:30)
The Arabic text is a machine transcription of the audio recording.