The Ruling on Medical Insurance
Machine translationRead the Arabic original
Question:
And what is your ruling on a doctor who provides you with treatment without you paying him?
Answer:
Do not use medical insurance, even if you are not the one paying; someone else pays, the company pays. This is because medical insurance is forbidden (haram), for it is consuming the money of the participating shareholders. You pay a small amount, or the company pays a small amount, and your treatment may cost a great deal of money. Thus, you take the money of the participants, which is not lawful for you. If you need treatment, treat yourself with your own money; this is better for you and safer for you. Yes.
And what is your ruling on a doctor who provides you with treatment without you paying him?
Answer:
Do not use medical insurance, even if you are not the one paying; someone else pays, the company pays. This is because medical insurance is forbidden (haram), for it is consuming the money of the participating shareholders. You pay a small amount, or the company pays a small amount, and your treatment may cost a great deal of money. Thus, you take the money of the participants, which is not lawful for you. If you need treatment, treat yourself with your own money; this is better for you and safer for you. Yes.
Source
لقاء مفتوح 07-09-1435هـ — alfawzan.live (10:47)
The Arabic text is a machine transcription of the audio recording.