The Meaning of the Hadith: Whoever Sells Two Sales in One Sale
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, regarding the saying of the Messenger (peace and blessings be upon him)Sunan Abi Dawud 3461Hasan (Al-Albani), does this mean that installment sales are forbidden?
Answer:
No, two sales in one sale. He said: This item, if you want to take it for cash, it is for one hundred; if you take it on credit, it is for one hundred and fifty. The price is not specified now, and the sale is not concluded until the price is specified. It is unknown, fluctuating between this and that until it is separated. He says: Either I sell it to you for cash for one hundred, or I do not sell it to you on credit for one hundred and fifty, and they agree on one of the two matters. As for selling with the option of such a price if it is cash, or such a price if it is on credit, selling on this basis is two sales in one sale, and this is not permissible. Yes.
He says: Honorable Shaykh, may Allah grant you success, regarding the saying of the Messenger (peace and blessings be upon him)
If anyone makes two transactions combined in one bargain, he should have the lesser of the two or it will involve usury.
من باع بيعتين في بيعة فله أوكسهما أو الرباAnswer:
No, two sales in one sale. He said: This item, if you want to take it for cash, it is for one hundred; if you take it on credit, it is for one hundred and fifty. The price is not specified now, and the sale is not concluded until the price is specified. It is unknown, fluctuating between this and that until it is separated. He says: Either I sell it to you for cash for one hundred, or I do not sell it to you on credit for one hundred and fifty, and they agree on one of the two matters. As for selling with the option of such a price if it is cash, or such a price if it is on credit, selling on this basis is two sales in one sale, and this is not permissible. Yes.
Source
المنتقى من أخبار سيد المرسلين [6] — alfawzan.live (1:04:23)
The Arabic text is a machine transcription of the audio recording.