The Ruling on Hajj for One Who Has a Debt He Cannot Repay
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Question:
The questioner says: I have a debt to Hamid that I am unable to pay. Is Hajj obligatory for me?
Answer:
If you have money that covers the cost of Hajj and the repayment of the debt, then there is no harm in that. However, if the money is not sufficient for both, but only for one of them—either Hajj or repaying the debt—then repaying the debt takes precedence, because you are not able to perform Hajj. Allah the Exalted said:[Ali 'Imran 3:97] Repaying the debt is part of the ability; one is able with his body and able with his money. He has found the money that enables him to travel to Hajj, going and returning, and that suffices his family until he returns to them, and he has found the necessary provisions suitable for him for Hajj. Yes.
The questioner says: I have a debt to Hamid that I am unable to pay. Is Hajj obligatory for me?
Answer:
If you have money that covers the cost of Hajj and the repayment of the debt, then there is no harm in that. However, if the money is not sufficient for both, but only for one of them—either Hajj or repaying the debt—then repaying the debt takes precedence, because you are not able to perform Hajj. Allah the Exalted said:
And [due] to Allah from the people is a pilgrimage to the House - for whoever is able to find thereto
وَلِلَّهِ عَلَى النَّاسِ حِجُّ الْبَيْتِ مَنِ اسْتَطَاعَ إِلَيْهِ
Source
لقاء الجمعة الطائف-16-11-1440 — alfawzan.live (15:06)
The Arabic text is a machine transcription of the audio recording.