The ruling on buying a real estate loan from a person who is not in need
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, is it permissible for me to buy a man's right, where he has obtained a real estate loan? Is it permissible for me to buy it from him for sixty-five thousand and transfer it into my name?
Answer:
No, he does not want it, he does not own it, he does not own it, and he did not give it to him; rather, he took it on the basis that he wanted to build, but he has no building and does not want to build. It is given to another person who is in need. It is not given to one who plays with it, who takes it when he is not in need and sells it, and then the next one plays with it. This is what ruins people, this lying and this deception. If he is in need of the loan, he takes it and builds with it. If he is not in need, he leaves it, and the bank gives it to another person who is in need. Yes.
He says: Honorable Shaykh, may Allah grant you success, is it permissible for me to buy a man's right, where he has obtained a real estate loan? Is it permissible for me to buy it from him for sixty-five thousand and transfer it into my name?
Answer:
No, he does not want it, he does not own it, he does not own it, and he did not give it to him; rather, he took it on the basis that he wanted to build, but he has no building and does not want to build. It is given to another person who is in need. It is not given to one who plays with it, who takes it when he is not in need and sells it, and then the next one plays with it. This is what ruins people, this lying and this deception. If he is in need of the loan, he takes it and builds with it. If he is not in need, he leaves it, and the bank gives it to another person who is in need. Yes.
Source
شراء القرض العقاري — alfawzan.live
The Arabic text is a machine transcription of the audio recording.