The Ruling on Buying a House Through Interest-Based Banks

Question:
May Allah reward you, Honorable Shaykh. This questioner says: A Muslim living in the West wants to buy a house because rent there is very high, but houses cannot be bought except through the banks there, and how do they deal with riba (usury or interest)? The question is: Is it permissible for him to buy through the banks because he is in dire necessity?

Answer:
No, riba is not permissible in any case, whether there is dire necessity or not. Renting solves the problem. What is the dire necessity?
He is in a hurry. If you are able to buy a house through a lawful means, then that is fine. Buying a house in the lands of the disbelievers may perhaps encourage you to reside and settle there, and to stay there, but buying a house is permissible from lawful money. However, buying through the bank via the path of riba is forbidden and not permissible, and there is no dire necessity for this because renting solves the problem.
By Allah, riba has not been made permissible in any case, because Allah has enriched the Muslims with what is lawful, and Allah has made selling lawful and forbidden riba. Allah has enriched the Muslims with what is lawful, and it is possible for him to obtain his needs through lawful means, either by renting or by buying without riba, or by other means. May Allah send prayers and blessings upon our Prophet Muhammad and upon his family and companions.