The Ruling on Selling via the Method of Lease Ending in Ownership

Question:
May Allah reward you, Honorable Shaykh. This questioner asks about the ruling on selling via the method of lease ending in ownership?

Answer:
This has ended. A decision was issued by the Council of Senior Scholars prohibiting and forbidding it because of the risks involved and the mixing of the two contracts: the sale contract and the lease contract. The sale has its rulings, and the lease has different rulings. So one does not know, nor does one know whether this is a sale or this is a lease. It is not possible for something to be a sale and a lease in the same year. This is not correct. This is among the contracts whose rulings people do not know, or they imported it from abroad. So this is not permissible. It must be either a sale only, deferred, or a lease only. As for mixing between them, that is not permissible. So the decision by the scholars to forbid it, after studying it, after being deliberate, after looking at their contracts, and after looking at their systems, it became clear that it does not last.